Nowadays, furniture has become important in our lives. As everyone wants to make their home stylish with affordable furniture. bobs furniture credit card understands the need of people to style their homes. With the help of bobs furniture financing, people can make their homes stylish. In 1991, Bobs started his furniture business. The company started in Newington Connecticut. Here, we will briefly discuss bobs furniture credit card.
You can get bobs furniture at an affordable price as they low their price for furniture every day. Additionally, one can also go through bobs furniture credit card to get furniture easily and simply. Unfortunately, many people may not have sufficient money to purchase furniture right now. Such people can go through bob’s discount furniture credit card that has simple and low price plans to get furniture. In this article, we would discuss the importance of bobs Furniture credit card program. Read along!
Importance Of Bobs Furniture Credit Card
Bobs is a well-known popular furniture brand in the United States of America. Bob’s furniture credit card plan ensures that you can give your home a new look with help of their stylish furniture. They provide quality furniture with lots of stylish features. There are three easy bobs furniture financing options. Through these three easy bobs furniture financing options one can get very low price furniture.
Your home will get a stylish look with bobs furniture credit card options. Bob’s furniture financing has a particular time limit to pay off the purchase amount. Don’t worry, there is no interest rate or any burden with your purchase amount.
Additionally, there is no need to show you credit card history to get bobs furniture credit card options. So, people who have bad credit can also get stylish furniture for their home through bobs furniture credit card options. Now, we discuss the bobs furniture financing options below.
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Bobs Furniture Financing Options.
As we discussed above, there are three simple and easy bobs furniture financing options. Importantly, people who want stylish furniture from one of the bobs furniture financing options. Then, they should know the options deeply as they have to choose one of them according to their capability of payment. Additionally, choose wisely bobs furniture credit card options that fit your capability and need.
Bobs is the popular place that ensures to help you to get furniture. Bob’s discount furniture credit card is provided or issued by Wells Fargo Bank. If you fail to pay the purchase amount in the given time then the interest will be charged from the purchase date. The APR for purchases is 28.99% if you have a new account on bobs furniture credit card.
You will be charged a minimum of $1 in case you fail to pay the purchase amount in a given promotional period. Now, let’s begin to know about their bobs furniture financing options.
6 Months Bobs Furniture Financing.
The first one is 6 months of bobs furniture financing. Simply, they provide 6 months special payment to ensure that you can get bobs furniture credit card easily. In this 6 months special option, you can avail of it after a minimum purchase of $399 or more. No interest will be taken from you if you paid in full within 6 months.
In case, if you fail to pay full payment within the given period. So, in that case, interest will be charged from the purchase date to your account. The 6 months bobs furniture financing option is good for those people who wish to pay their purchase amount within 6 months only. It consists of minimum monthly payments too.
12 Months Bobs Furniture Financing.
The second one is 12 months of bobs furniture financing. In this option, they provide 12 months special payment to ensure that you can get bobs furniture credit card easily. You can avail of this 12-month option bobs furniture credit card option by minimum purchase of $1200. Similarly, like 6 months here also no interest will be taken from you if you paid in full purchase within 12 months.
Additionally, if you fail to pay full payment within 12 months. Similarly here also the interest will be charged from the purchase date to your account. If your need and capability fit in this 12 months bobs furniture financing option then go for it. Here also the lowest interest rate charged is $1.00 if you fail to pay the purchase amount in the given promotional time.
30 Months Bobs Furniture Financing.
The other and last option is 30 months of bobs furniture financing. So, if you need a longer credit card plan then go for this option. Because 2.5 years is a long time and it may fit your needs and capabilities. The minimum purchase amount to get this 30-month bobs furniture financing option is $2500. As we know, this amount is a bit high but it is a sufficient 30 months long time to pay it.
For a 30-month bobs furniture credit card plan a special rate of 9.99% APR is available. Additionally, you can also calculate the amount of 3.7984% of the original amount. Also, there is no other type of cost associated with it.
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How To Apply For Bob’s Discount Furniture Financing?
As we discussed above, Bob’s discount furniture financing options. Now, you want to apply for one of the bobs furniture credit card options. But you don’t know how to apply for Bob’s discount furniture financing. Don’t worry, we are here to tell you how to apply for Bob discount furniture financing. So, let’s begin.
Bob’s discount furniture financing application procedure is so simple and easy. There is nothing complex and confusing in the application procedure. So, when you are ready to apply for Bob’s discount furniture financing, all you need to ensure is what you want to have as a minimum requirement. Additionally, you need to have a fair credit score to apply to bobs furniture credit card options.
However, there is no credit history check, age requirement, good financial status, and anything which counts in the credit card application process is not considered. You are lucky that you are continuing with Bob’s discount furniture financing options. Here are a few simple steps to go through the application process.
- Click on the apply button.
- Submit your personal required information in the given form.
- Additionally, provide your financial required information.
- After that, submit your contact details.
- Lastly, check and review and go for the bobs furniture credit card.
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Bob’s Discount Furniture Credit Card Payment?
As we discussed above when you choose any bobs furniture credit card option. You have to pay the purchase amount in the promotional time. For example, if you have chosen the 30-month bobs furniture financing option then you have to pay the purchase amount within 30 months.
Additionally, there were monthly bob’s discount furniture credit payments also. You can pay the bobs furniture financing options purchase amount through online mode, phone, and mail too. Now, let’s briefly discuss how to pay Bob’s discount furniture credit card payment.
There are free online account services that provide free tools to manage your credit card and make bill payments. It doesn’t matter which bank account you have, you can have any of your bank accounts. So, to make you Bob’s discount furniture credit card payment online in Wells Fargo bank. Click on the login button to view your statement and pay through the appropriate given tools online.
Pay Through Phone.
Yes, you can also pay your bob’s discount furniture financing through the given phone number 1-800-869-3557. Make your bobs furniture credit card payment on time. Else, you have to pay it with interest rate later.
Pay By Mail.
As we discussed above, Wells Fargo Bank issued the bobs furniture credit card. So, you have to pay in Wells Fargo bank only. Their mailing address is Wells Fargo Financial National Bank, PO Box 660431, Dallas, TX 75266-0431. If you pay by mail then it takes around 7 to 10 business days.
So, if you want to make a payment urgently then we recommend you do not go through this option to pay by mail. You can buy Bob’s discount furniture credit card payment urgently through online mode or by phone. Additionally, there is an urgent mailing address too. That is TransCentra, Attn: Wells Fargo Financial National Bank, 1500 Dragon Street, Suite A, Dallas, TX 75207.
Importantly, we suggest that you include your bobs furniture credit card number and account number on the check. In case, if you don’t know your account number then check it on the location statement. To ensure that your bob’s discount furniture credit card payment is made. Then, it is recommended that you mail them before 5 to 7 business days.
Pay In Stores.
Pay in stores is another option to pay your bobs furniture credit card payment. But currently, no one can make Bob’s discount furniture credit cards through stores. If you have any query regarding their services or payments then there is also a given bob’s discount furniture credit card customer service number 1-800-869-3557.
Frequently Asked Questions.
Here, we compiled some frequently asked questions and provided the answers to them. Mostly, the questions are very important in terms of bobs Furniture credit card. Additionally, you can also visit their official website to get more information about their services, Wells Fargo bobs furniture, and much more.
Q.1 What Credit Score Do You Need For Bob’s Furniture?
Ans: bobs furniture card is a great credit card if you have fair credit or above from it. Their APR is quite high which is above 20%. So, if you want to apply for a Bob discount furniture credit card then we recommend you to have at least a 630 credit score.
If your application for bobs furniture card is denied then your credit score is not high enough. So, if you are facing rejection because of your credit score then we recommend you get a consultation as soon as possible. Boost your credit card score and get bob’s discount furniture financing options.
Q.2 Does Bob’s Discount Have a Credit Score?
Ans: Bob’s financing credit card is issued by Wells Fargo Bank. That’s why it is also known as Wells Fargo bobs furniture. They have three primary financing options. If you get approved for Wells Fargo Bobs furniture, then you will get a revolving credit line that you can use urgently.
They have three special Wells Fargo bobs furniture options. That is 6 months bob financing, 12 months bob financing and the last one is long 30 months bob financing. You can choose any one of them according to your need and capability. However, we already discussed in this article their bobs furniture financing options in detail.
Q.3 Can I Make A Payment At Bob’s Furniture?
Ans: yes, you can! Just ensure that you have your bob discount furniture credit card with you along with your photo identity. You can pay at Bob’s furniture in 3 ways. The first one is online mode. Here, you can pay online by using their given tools after login into your account. The second way is through the phone. You can pay them through on their given number 1-800-869-3557.
Lastly, you can pay bobs furniture credit card payment through mail too. But you have to pay before 5-7 business days from the given monthly promotional time. Right now, you can’t pay bobs furniture credit card payment through the store. As they stop this service currently, to get more information for payment you can also contact them on 1-800-869-3557.
Q.4 What Is Special Credit Card Financing Under Bob’s Furniture?
Ans: As we know, furniture is an important need of our life. Unfortunately, not everyone has sufficient money to buy furniture to give a stylish look to their home. But, Bob’s is there to help people with their special bob financing options. Which provides you with easy and simple bobs furniture credit card payment and get your furniture.
So, without hesitation go for bobs financing option to give your home a new stylish look with quality furniture.
Q.5 What Is A Revolving Credit Line?
Ans: Under the Wells Fargo Bobs furniture program, there is a revolving credit line. It is very easy and simple to use a bob financing program as long as your account is open. Additionally, it is also possible to cover the purchase amount with the available amount of your credit.
Whenever you purchase a bobs furniture credit card, you will be charged a monthly payment in which your amount gets decreased due to the deduction of the purchase amount. Commonly, your credit score will get increased when you pay the bobs furniture credit card payment.
Q.6 How Can I Pay My Wells Fargo Credit Card?
Ans: you can pay well Fargo bobs furniture payment online, by phone, or by mail. If you mail it takes some time to pay your bobs furniture credit card payment. Through the phone. All you need to do is contact the given number 1-800-869-3557. And the last and best one to make payment is online.
Online, all you have to do is visit the official website of Wells Fargo or also you can open the mobile app of Wells Fargo. After that, all you need to do is log in to your account, select the given option transfer and pay the tab. Then, click on the “pay wf accounts”. Make a one-time payment or you can set up the automatic payments too.
Q.7 Are There Any Good Furniture Credit Cards For Bad Credit?
Ans: yes, there are some good furniture credit cards like bob discount furniture credit cards. These bobs financing programs provide you with some monthly plans. There are three monthly plans to give benefits to people who can’t afford furniture. All you need to do is visit their official website to get more information about them.
Additionally, in this article, we already discussed their monthly plans in detail. You can choose any of the monthly plans which fit your needs and capabilities, however, they also have easy and simple bobs furniture credit card payment procedures. Also, if you fail to make payment in the promotional time. Then, they will charge you with interest rates from the purchasing dates. Importantly, do visit their official website to get more information.
To Sum It Up…
Furniture becomes an important need of our life. It gives our home a new look. Unfortunately, not everyone is financially strong enough to get their home furniture. Don’t worry, there is a bob’s discount furniture financing company. Which helps you get out of your problem. In this article, we discussed in brief the bobs furniture credit card. How to apply for bob discount furniture financing and also how to pay bobs furniture credit card payment. Thanks for reading.
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